US Vets: Supplemental Life Insurance Picks Up Where Uncle Sam Left Off
As a U.S. Veteran, you deserve more.
Whether you went to battle or not.
Even if you were only prepared to fight for the freedoms we enjoy, the government doesn’t do nearly enough.
Sure, you have access to Veterans Affairs. And the VA does take care of you, to some degree.
Your healthcare and prescriptions are provided free of charge. And all your meds are delivered right to your door.
You really can’t beat that level of service and care.
But when it comes to passing away, many veterans’ families are left lacking.
Don’t let that happen to yours.
Buying life insurance to supplement what the government gives you makes sense.
Here are a few reasons why.
Supplemental life insurance helps veterans protect their families where the VA falls short. Get a free quote today.
Government Death Benefits – The Facts:
The United States government does provide a few death benefits to veterans and their families.
But they’re not as beneficial as you’d expect.
Not when you consider the sacrifices you have made.
We’re talking selfless acts that may have affected you emotionally, mentally, and physically.
You deserve much more than:
A Maximum $2,000 burial allowance if yours is a service-related death.
For non-service related deaths, $978 for burial, and $978 for a plot.
Possible reimbursement for moving your remains.
$231 for a headstone.
You can view a full list of these benefits and qualifications by visiting the Veterans Death Benefits page at USA.gov.
These benefits are sure to help your family.
And they are honorable.
But they’re not enough.
Not when you consider how much it costs to die these days.
Why You Deserve More
Many veterans are surprised to learn the government provides so little at the time of death.
A mere $2,000 maximum death benefit will not be sufficient for today’s methods of laying the deceased to rest.
Let’s break down how much your family may face in final expenses after you pass.
Funeral Costs
A funeral brings friends, family, and acquaintances together to memorialize your life, your character, and the impact you made on everyone you touched along the way.
Unfortunately, funerals can be downright expensive.
Your family will have to stretch the budget further than the $2,000 provided by Uncle Sam.
Between the casket, viewing, and other funeral related costs, your family could face a bill of $7,000 to $12,000.
That doesn’t include the hearse ride to the cemetery.
Even if the government reimburses your family, ask yourself two very important questions:
Will any payments made by the government to your family come in quickly?
And will they be enough?
Cremation
More than a few vets tell me they plan to be cremated to keep costs down for their families.
But even cremation costs more than the minimal stipend provided by Big Gov.
Depending on where you live, your family could face cremation costs of $3,000 to $5,000.
Your family may even decide to rent a temporary casket for a viewing, and an urn for your final remains.
All of these costs can quickly add up.
Final Expenses Beyond Funerals and Cremation
Depending on your situation, your family may face more than funeral and cremation costs when you die.
You may have debts that need to be repaid.
You may have a mortgage or other loans to pay back.
And your family will be missing your income from this point forward.
How will your loved ones make ends meet?
Do you see now why supplemental life insurance for veterans just makes sense?
What About the Living?
Just like you helped protect us from enemies foreign and domestic, life insurance allows you to give financial protection to your family.
But that is not the only reward.
Many of today’s simplified issue life insurance policies come with living benefits.
These are perks that protect you while you’re still alive.
That’s right. Many of these policies will release a portion or the full death benefit for:
Long Term Care
A Terminal Illness Diagnosis
A Heart Attack, Stroke, or Other Critical Illness
Many of today’s simplified issue life insurance policies come with living benefits that protect you while alive. Get a no obligation quote to learn more.
Life insurance living benefits are a game-changer.
Depending on what you qualify for, you could be fortifying protection on two fronts.
Your family could be safe from financial ruin if you were to pass unexpectedly.
And you could be protected in life from serious illness or injury.
What’s more?
Life insurance doesn’t cost as much as you may think.
Use Your Disability Benefit to Buy a Tax-Free Policy
One way to afford life insurance is to use a portion of your disability benefit.
Depending on your disability rating, you likely receive thousands each month like clockwork.
These payments from the government are perfect for putting protection in place where the VA falls short.
Even a $50 to $80 per month life policy could save your family from having to set up a GoFundMe or take out loans to cover your end-of-life costs.
Your family will thank you. And you’ll be doing one last act of service for those you love.
The Solution is to Supplement with a Simplified Issue Life Policy
Life insurance can give your family protection beyond what the VA provides.
Simplified issue life insurance means there is no medical exam, and most policies offer death benefit protection from day one.
Compare this with the Government’s Service-Disabled Veterans Life Insurance plans (S-DVI) that come with a two-year waiting period!
All you have to do is spend around fifteen-minutes on the phone.
Once your policy is in place, that’s all you need to do.
You can put your worry to rest.
And sleep easier knowing your family will be safe, even after you're gone.
At Little Family Security, we are honored to serve those who have truly served.
Get a free, no-obligation quote today, and see how affordable life insurance can be.
